“Many of my students’ families lacked resources and struggled to navigate the programs that were available. I think so many communities could benefit from the kind of help that BIA provides.”

Are you disabled? Is your monthly income below $2,982 before taxes? Do you or a loved one need nursing home level care? If so, you may want to think about applying for Medicaid. Medicaid provides certain eligible individuals with assistance needed to perform activities of daily living through the Long-Term Care (LTC) and Home and Community Based Services (HCBS) Programs. This article sheds some light on those programs.

MSP stands for Medicare Savings Program, but the name is actually a misnomer. Why? The answer is because MSPs are actually a form of Medicaid for low-income older adults, despite having the word Medicare in the name. MSP covers the cost of Medicare Part B premiums (hence the inclusion of Medicare in the name), and in some cases, copays and deductibles. This results in real savings for those who need it most. The current Medicare Part B premium for most people is $202.90 a month. Saving that...